FHA Loans Programs

FHA loans are government-backed mortgages designed to make homeownership more accessible, especially for first-time buyers with lower credit scores or limited savings.

FHA loans are among the most popular mortgage options for first-time homebuyers in Alabama. Backed by the federal government, they provide low down payments, flexible credit requirements, and accessibility across urban and rural areas of the state. Whether you're buying a home in Birmingham, Montgomery, Huntsville, or beyond — FHA loans make the dream of homeownership within reach.

The FHA 203(h) Disaster Victim Mortgage is a government-backed mortgage product offered through the Federal Housing Administration (FHA). It is designed to support homeownership and community revitalization.

The FHA 203(k) Limited (Streamlined) Rehabilitation Loan is a government-backed mortgage product offered through the Federal Housing Administration (FHA). It is designed to support homeownership and community revitalization.

The FHA 203(k) Standard Rehabilitation Loan is a government-backed mortgage product offered through the Federal Housing Administration (FHA). It is designed to support homeownership and community revitalization.

The FHA 221(d)(4) New Construction/Substantial Rehabilitation Loan is a government-backed mortgage product offered through the Federal Housing Administration (FHA). It is designed to support homeownership and community revitalization.

The FHA 223(f) Multifamily Loan is a government-backed mortgage product offered through the Federal Housing Administration (FHA). It is designed to support homeownership and community revitalization.

The FHA 251 Adjustable Rate Mortgage is a government-backed mortgage product offered through the Federal Housing Administration (FHA). It is designed to support homeownership and community revitalization.

The FHA Back to Work Program is a government-backed mortgage product offered through the Federal Housing Administration (FHA). It is designed to support homeownership and community revitalization.

The FHA Cash-Out Refinance is a government-backed mortgage product offered through the Federal Housing Administration (FHA). It is designed to support homeownership and community revitalization.

The FHA Condominium Loan is a government-backed mortgage product offered through the Federal Housing Administration (FHA). It is designed to support homeownership and community revitalization.

The FHA Energy Efficient Mortgage (EEM) is a government-backed mortgage product offered through the Federal Housing Administration (FHA). It is designed to support homeownership and community revitalization.

The FHA Good Neighbor Next Door Program is a government-backed mortgage product offered through the Federal Housing Administration (FHA). It is designed to support homeownership and community revitalization.

The FHA Home Equity Conversion Mortgage (HECM) - Reverse Mortgage is a government-backed mortgage product offered through the Federal Housing Administration (FHA). It is designed to support homeownership and community revitalization.

The FHA HOPE for Homeowners Program is a government-backed mortgage product offered through the Federal Housing Administration (FHA). It is designed to support homeownership and community revitalization.

The FHA Manufactured Home Loan is a government-backed mortgage product offered through the Federal Housing Administration (FHA). It is designed to support homeownership and community revitalization.

The FHA Mortgage for Mobile Home and Lot is a government-backed mortgage product offered through the Federal Housing Administration (FHA). It is designed to support homeownership and community revitalization.

The FHA Mortgage for Mobile Home Lot Only is a government-backed mortgage product offered through the Federal Housing Administration (FHA). It is designed to support homeownership and community revitalization.

The FHA Rate-and-Term Refinance is a government-backed mortgage product offered through the Federal Housing Administration (FHA). It is designed to support homeownership and community revitalization.

The FHA Section 223(a)(7) Refinance is a government-backed mortgage product offered through the Federal Housing Administration (FHA). It is designed to support homeownership and community revitalization.

The FHA Section 245(a) Graduated Payment Mortgage is a government-backed mortgage product offered through the Federal Housing Administration (FHA). It is designed to support homeownership and community revitalization.

The FHA Section 245(a) Growing Equity Mortgage is a government-backed mortgage product offered through the Federal Housing Administration (FHA). It is designed to support homeownership and community revitalization.

The FHA Simple Refinance is a government-backed mortgage product offered through the Federal Housing Administration (FHA). It is designed to support homeownership and community revitalization.

The FHA Streamline Refinance is a government-backed mortgage product offered through the Federal Housing Administration (FHA). It is designed to support homeownership and community revitalization.

The FHA Title 1 Home Improvement Loan is a government-backed mortgage product offered through the Federal Housing Administration (FHA). It is designed to support homeownership and community revitalization.

The Standard FHA Loan is a government-backed mortgage product offered through the Federal Housing Administration (FHA). It is designed to support homeownership and community revitalization.