State Program
Hardest Hit Alabama – Foreclosure Assistance
The Hardest Hit Alabama Program provided emergency mortgage assistance to homeowners facing financial hardship due to unemployment or underemployment.
Program Details
**Hardest Hit Alabama** delivered temporary mortgage payment assistance, reinstatement, and loan modification for struggling homeowners. This *was administered* by AHFA in partnership with federal programs. Note: Program closed, but resource info is still useful for at-risk homeowners.
**Important:**
- While the program has ended, check AHFA for any replacement or related relief options.
- Housing counselors can help you access current federal or state mortgage aid.
- Document all communication with your lender if facing hardship.
**Important:**
- While the program has ended, check AHFA for any replacement or related relief options.
- Housing counselors can help you access current federal or state mortgage aid.
- Document all communication with your lender if facing hardship.
Eligibility Requirements
- Experienced financial hardship due to unemployment or underemployment
- Must own and occupy the property as a primary residence
- Meet income limits set by the program
- Must own and occupy the property as a primary residence
- Meet income limits set by the program
Program Benefits
- Mortgage payment assistance
- Reinstatement funds to bring mortgage current
- Loan modification support
- Reinstatement funds to bring mortgage current
- Loan modification support
How to Apply
1. Review past eligibility on AHFA website
2. Contact local housing counselor for new assistance
3. Seek alternative foreclosure prevention programs
2. Contact local housing counselor for new assistance
3. Seek alternative foreclosure prevention programs
Program Overview
Category
State Program
Official Program Website
Information about this program is provided as a resource and may be subject to change. Always verify details with the official program website.
Important Note
Program availability, terms, and requirements may vary by lender and location. Additionally, programs are subject to change based on policy updates and market conditions. Always consult with a mortgage professional for the most current information and to determine eligibility for specific programs.